Financial advices and products we offer
Paramount Financial Services Pty Ltd stands as the premier choice for businesses and individuals seeking unparalleled financial advices in Melbourne.
Financial Planning
We'll start by understanding your current financial situation, including your income, expenses, assets, and liabilities. Based on this information, we'll develop a comprehensive financial plan tailored to your specific goals and objectives.
Investment Advice
We'll work with you to create an investment strategy that aligns with your risk tolerance, time horizon, and financial goals. Whether you're saving for retirement, education, or other milestones, we'll help you build a diversified investment portfolio designed to maximize returns while managing risk.
Estate Planning
Planning for the distribution of your assets after you're gone is crucial for preserving your legacy and minimizing estate taxes. We'll work with you and your legal advisor to develop an estate plan that reflects your wishes and ensures a smooth transfer of assets to your heirs.
Superannuation Advice
We'll assess your current superannuation situation, including your existing super accounts, contributions, investment options, and fees. Will discuss contribution strategies to help you maximize your super savings, including salary sacrificing, personal contributions, spouse contributions, and government co-contributions.
Retirement Planning
Planning for retirement is essential, and we'll help you develop a strategy to ensure you're financially secure in your golden years. We'll explore options such as employer-sponsored retirement plans, Retirement savings accounts (“RSA”) products and other retirement savings vehicles to help you achieve your retirement goals.
Personal Insurance
We provide comprehensive assessments of your insurance needs, analyzing factors such as income, assets, liabilities, dependents, and lifestyle to determine the appropriate coverage levels. Whether it's life insurance, disability insurance, health insurance, or long-term care insurance, we tailor insurance solutions to meet your specific requirements and budget.
Tax Advice
We'll work to optimize your tax situation by identifying tax-efficient strategies to minimize your tax liabilities while maximizing your after-tax income. This may involve strategies such as tax-deferred investments, tax-loss harvesting, and charitable giving.